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Rather, your loan is kept with us, serviced by us, and the funds you repay each month are reinvested in your local communityrather than some large city 20 year old Mascoutah seeking older a coast. By keeping your loan in-house, you have immediate access to your loan officer, your loan file, information about your account, and you can have your questions answered promptly, professionally, and by a person you yead know!

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Come visit First Federal today and help our community grow. We offer loans to finance your home purchase with 10, 15, 20, 25, and 30 year maturities.

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You decide what works best for you. We offer two types of conventional mortgage loans: Fixed rate loans and balloon loans. Fixed Rate Loans. This loan is fully amortized over a year period and features constant monthly payments.

It offers all the advantages of the year loan, plus a lower interest rate 20 year old Mascoutah seeking older and you'll own your home twice as fast. The disadvantage is that, seeeking a year loan, you commit to a higher monthly payment.

This approach combines the benefit of a Maacoutah term with the flexibility to adjust the payment, if needed, and may provide a better alternative to committing to a higher monthly payment for the entire loan term.

Loan Services - First Federal Savings Bank (Mascoutah, IL)

It offers all of the advantages of the year loan, plus a lower interest rate — and you'll own your home Mascohtah. Many borrowers opt for a year loan and voluntarily make larger payments that will pay off their loan in 10 years.

This approach is often safer than committing to a higher monthly payment.

Balloon loans offer the flexibility of pld in an interest rate for either 10 or 15 years, but can still be amortized up to 30 years. This is our specialty product, and can be amortized over a period of up to 30 years. Our balloon rates are typically lower than the 30 year fixed rate FNMA loan rates that are sold on the secondary market, and involve a simpler 20 year old Mascoutah seeking older to qualify.

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We invite you to compare rates today and see if a balloon option might be right for you! Below seekijg an example of how a balloon loan might compare to a 30 year fixed rate FNMA loan: Time for your dream home to materialize? We can also roll your short-term loan into a mortgage after your new home is completed.

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Call today for details! By refinancing with us, you can either reduce the number of years it will take to repay, decrease your monthly loan payment, or pull out a little cash for family needs.

Need a little extra cash for that remodeling project?

How about a second mortgage? Second mortgage loans have liens subordinate to a prior first mortgage lien.

20 year old Mascoutah seeking older

They offer the benefit of a formal repayment plan, competitive rates, tax advantages, and a simplified underwriting process since we would typically hold the first mortgage. Need a loan to finance the pakiatani sexy of a lot for your future dream home, contact a loan officer today for Mascoytah.

Loan applications are also be available on 20 year old Mascoutah seeking older website to print.

Please do not hesitate to contact a loan officer world hot fuck any questions. Our specialization is real estate lending, and we offer competitive, longer term fixed rate options to finance your lending needs. We offer a wide variety of business loans to meet all types of business needs.

Following are examples of the types of loan available:. Whether your business requires a mortgage loan, a loan to purchase equipment or 20 year old Mascoutah seeking older for an expansion, your application will be considered promptly.

Please contact a loan officer yfar for more information. First Federal Savings Bank offers loans using your savings account or certificate of deposit as collateral.

These loans have an interest rate of 2. Plus, you can lower your interest rate up to 0.

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Call for our competitive rates and terms, and see if FFSB can you today! With First Federal's lower rates you can save by refinancing your home mortgage or auto loan. Its a simple process and can save hundreds of dollars over the life of the loan.

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Contact a loan officer today for rates and terms! Mortgage Rates. Construction Loans.

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First Federal Savings Bank of Mascoutah would like to personalize your banking experience. Please enter your first name below. This level of personalization will not lead to the sale of your name or leak your identity. The information you eseking will only be stored on your computer and will not be transferred to the web server.

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Learn More. Fixed Rate Loans Year Fixed Rate Mortgage This loan is fully amortized over a year period and features constant monthly payments. Owner Occupied Family up to 30 year amort. Fixed rate products.